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Women & retirement provision


German Insurance Association (GDV)



A stronger employment orientation for women can help to stabilise the public pension system – while also benefitting their own financial position in old age. But the activities for women’s retirement planning are improvable, shows a new study for the GDV.

A continuing increase in the labour participation of women can make a significant contribution to the stabilisation of pension financing.

A greater number of women in employment can lead to a higher pension level, a lower contribution rate and lower tax subsidies. Moreover, both a greater increase in gross domestic product and the reduction of the potential shortfall of skilled labour are possible.

This is the conclusion of the study “Women and Pension Provision,” carried out by Prognos, commissioned by the GDV (German insurance industry’s general association).

Read the study (in Germanm, PDF, 43 Pages)


Dr. Oliver Ehrentraut, Gwendolyn Huschik, Dr. Stefan Moog

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Prognos – Providing Orientation.

Prognos is one of the oldest economic research centres in Europe. Founded at the University of Basel, Prognos experts have been conducting research for a wide range of clients from the public and private sectors since 1959 – politically independent, scientifically sound.

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